Siam DL loans, for every profession.
We offer a fully digital loan application platform designed to provide efficient and timely access to credit.
Personal Loan Siam DL
Lump-sum loans for salaried employees. No guarantor required, with credit limits of up to 5x your monthly salary.
Earn from just THB 12,000 per month and apply for an online loan.
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/MonthNano Finance Loan Siam DL
Loans for every profession. No guarantor required. Whether you're self-employed or running a small business, get financing of up to THB 100,000 to support your work.
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/Month* Note: Late payment interest is 3%, calculated on the principal of that installment. The interest rate, when combined with any interest and fees, shall not exceed 33% per year (Effective Rate).
And these are real stories from our customers.
Thanyarat
The application process was smooth, and I'm very impressed. The staff explained everything clearly and made it easy to understand.
Damrong
The only minor issue was scanning the ID card, but overall the application process was easy.
Thansinee
Applying was easy, and everything went well. I got the result soon after submitting my documents.
Chanya
Highly recommended. Easy application, easy repayment, and real funds received.
Example of Interest Calculation for Nano Finance Loan Siam DL
A loan amount of THB 20,000 was approved on 3 January 2025, with a repayment period of 12 installments. The applicable interest rate is 30% per annum, and a default interest rate of 3% per annum applies in case of late payment. Payments are due on the 2nd of each month, with a monthly installment of THB 1,950.
Example of First Installment Payment
Installment payment of THB 1,950, paid on 2 February 2025 on schedule.
Principal: THB 1,456.85
Interest: THB 493.15
Remaining principal: 20,000 - 1,456.85 = THB 18,543.15
In case of late payment, additional default interest will be charged, calculated from the principal in the installment x 3% default rate per annum x number of overdue days. If the customer pays 5 days late:
Default interest = 1,456.85 x 3% x (5 / 365) = THB 0.60
*Note: The default interest rate of 3% is calculated based on the principal portion of the installment. The combined total of interest and any applicable fees will not exceed 33% per annum, in accordance with regulations of the Bank of Thailand.